Annual Travel Insurance
Do you travel regularly on holidays and to visit friends and relatives? Have
you a busy travelling schedule in the next twelve months? If you do then a Plan
B Annual Multi-Journey policy makes perfect sense.
A Plan B Annual Multi-Journey policy is a twelve month policy that covers
you for unlimited international and unlimited domestic trips. As long as your
business trips are a maximum of 90 days and your leisure trips are a maximum of
37 days, your policy will cover you worldwide including domestic trips within
Australia. The policy is available as a Traditional Comprehensive
annual policy or there is also a Basic annual policy which
has reduced coverage in certain categories of cover. Please be careful
to compare the benefits of both policies before purchasing.
Purchase the new Family Annual policy
and you and your spouse or de facto can either travel together or independently
of each other.
One Policy - Unlimited International and Domestic Trips
Your Traditional Plan B Annual Multi-Journey policy gives you comprehensive
cover. Some of the benefits are listed below, but for a summary of benefits of
the Traditional policy click on the Benefits button.
- Unlimited* cancellation cover ( $3000 cover in Basic Policy )
- Unlimited* overseas emergency assistance
- Unlimited* overseas emergency hospital expenses
- $5000 rental vehicle excess ( $2,000 cover in Basic policy )
- $5 million personal liability ( $ 1 million cover in Basic Policy
Please refer to the PDS for the benefits of the Basic Annual Multi Journey
*sub-limits apply. It is important to read carefully and understand the terms
and conditions in the Product Disclosure Statement before purchasing.
Single Annual Policy
When you purchase a single Plan B Annual Multi Journey
policy or Basic Annual Policy you as the insured are covered wherever you
travel on unlimited international or domestic journeys. Your dependent children
under the age of 21 and not working full time are also covered whilst
travelling with you on the identical itinerary. Age loadings may apply.
Family Annual Policy
When you purchase a Plan B Family
Annual Multi-Journey policy of family Basic Policy your spouse or legally
recognised de facto can now travel with you or independently of you. Cover is
also provided to your dependents when they are travelling with you or your
spouse or legally recognised de facto. There is now no need to purchase two
separate annual policies if each of you do a lot of individual travel. Age
loadings may apply.
Additional options you might like to consider are:
- Removing the $100 excess where applicable. This can be particularly
handy when you might incur a small claim, eg. a doctor's visit.
- Automatic cover is given under Luggage and Personal Effects cover to
items up to $750 in value. Personal computers, video recorders or cameras
are covered up to $4,000 ( $1,500 on Basic policy ), golf clubs up to
$2,000 ( $1,000 on Basic policy ), and mobile phones or items with phone
capabilities up to $1,000. You may wish to insure any of your higher priced
items by paying 4% of their value up to a maximum of $5000 (exclusions
Pre-Existing Medical Conditions - New
This is a very important aspect to consider when purchasing travel
insurance. Not all pre existing medical conditions are covered automatically
and not all plans offer pre existing cover. Please refer to pages 9 to 12 of
Disclosure Statement for more information. If you are 74 years of age or
under and you think you have a Pre-Existing Medical Condition and would like
cover for that condition please contact the Medical Assessment Line on 1800 661
345 and give them Travel Insurance Services as an agent reference.