Annual Travel Insurance 

Do you travel regularly on holidays and to visit friends and relatives? Have you a busy travelling schedule in the next twelve months? If you do then a Plan B Annual Multi-Journey policy makes perfect sense.

A Plan B Annual Multi-Journey policy is a twelve month policy that covers you for unlimited international and unlimited domestic trips. As long as your business trips are a maximum of 90 days and your leisure trips are a maximum of 37 days, your policy will cover you worldwide including domestic trips within Australia. The policy is available as a Traditional Comprehensive annual policy or there is also a Basic annual policy which has reduced coverage in certain categories of cover. Please be careful to compare the benefits of both policies before purchasing. 

Purchase the new Family Annual policy and both you and your spouse or de facto can travel either together or independently of each other which increases your potential savings.

One Policy -  Unlimited International and Domestic Trips

Your Traditional Plan B Annual Multi-Journey policy gives you comprehensive cover. Some of the benefits are listed below, but for a summary of benefits of the Traditional policy click on the Benefits button.

• Unlimited* cancellation cover ( $3000 cover in Basic Policy )
• Unlimited* overseas emergency assistance
• Unlimited* overseas emergency hospital expenses
• $5000 rental vehicle excess ( $2,000 cover in Basic policy )
• $5 million personal liability ( $ 1 million cover in Basic Policy )

Please refer to the PDS for the benefits of the Basic Annual Multi Journey Policy.

*sub-limits apply. It is important to read carefully and understand the terms and conditions in the Product Disclosure Statement before purchasing.

Single Annual Policy - Dependent Children travel Free

When you purchase a single Plan B Annual Multi Journey policy you as the insured are covered wherever you travel on unlimited international or domestic journeys. Your dependent children under the age of 21 and not working full time are also covered whilst travelling with you on the identical itinerary.

New - Family Annual Policy.

When you purchase a Plan B Family Annual Multi-Journey policy your spouse or legally recognised de facto can now travel with you or independently of you. Cover is also provided to your dependents when they are travelling with you or your spouse or legally recognised de facto. There is now no need to purchase two separate annual policies if each of you do a lot of individual travel.

Additional Options

Additional options you might like to consider are:

• Removing the $100 excess where applicable. This can be particularly handy when you might incur a small claim, eg. a doctor's visit.
• Automatic cover is given under Luggage and Personal Effects cover to items up to $750 in value. Personal computers, video recorders or cameras are covered up to $4,000 ( $1,500 on Basic policy ), golf clubs up to $2,000 ( $1,000 on Basic policy ), and mobile phones or items with phone capabilities up to $1,000. You may wish to insure any of your higher priced items by paying 4% of their value up to a maximum of $5000 (exclusions apply).

Pre-Existing Medical Conditions - New Paperless Process

This is a very important aspect to consider when purchasing travel insurance. Not all pre existing medical conditions are covered automatically and not all plans offer pre existing cover. Please refer to pages 9 to 12 of the Product Disclosure Statement for more information. If you are 74 years of age or under and you think you have a Pre-Existing Medical Condition and would like cover for that condition please contact the Medical Assessment Line on 1800 661 345 and give them Travel Insurance Services as an agent reference.