Non Resident Travel Insurance – Save 25%

Visitors to Australia can purchase a Non Resident Travel Insurance policy. Our comprehensive plans include unlimited emergency medical expenses* as well as many other categories of cover. Unlike some insurers the policies we sell can cover you for your entire trip, from the time you leave your home until the time you return to your home. You will also be covered for travel and stopovers to other countries you travel to provided that the majority of your time during the policy is spent in Australia.

Our policies are also a great alternative to Overseas Visitor Health Care (OVHC) for travellers temporarily residing in Australia and for travellers who require insurance for a visa approval. You are able to extend a Non Resident policy if you decide to stay in Australia longer than you had originally planned.

You can choose between a range of Non Resident plans subject to the following:

  • Your time spent in Australia during the policy period must exceed the time spent elsewhere overseas…
  • There is no cover for pre-existing medical conditions other than those specifically listed on page 24 & 25 of the Product Disclosure Statements under the heading ‘Pre-Existing Medical Conditions which we may cover with no additional premium payable’.
  • You must be 85 years of age and under at the time you purchase the policy.

Already in Australia?

You are able to purchase the Non Resident plans after your arrival in Australia. However in this instance a waiting period of 48 hours applies for medical claims from the date of issue of the certificate of insurance. Within this 48 hour waiting period you would not be covered for anything arising from, related to and associated with any injury or sickness. There is no waiting period if you purchase a policy before you commence your travel.

(If you are a non-resident currently in Australia, and wish to purchase travel insurance just for an overseas trip then please visit our temporary resident travelling overseas page).

Every Non Resident policy purchased will require an Australian postal address and contact number for the certificate of insurance. Residents of Australia can purchase a policy on behalf of visitors to Australia.

When getting a quote please make sure you input Australia as the main destination and indicate that you are a Non Resident of Australia.


Getting a Quote: Receive an instant quote online using the Aussietravelcover Quote and CHI Travel Insurance buttons. Alternatively you can get a Detailed Quote emailed to you by one of our consultants. It will ensure you have all the correct information specific to your policy, a printable plan comparison summary, the latest PDS, and will give you the opportunity to ask us any questions.

Benefits Of Non Resident Travel Insurance

Non Resident Travel Insurance policies are available in Top, Mid and Basic Cover. They cover you for the following categories of cover.

  • Overseas Emergency Medical Assistance/Evacuation
  • Overseas Emergency Medical & Hospital Expenses
  • Cancellation Fees and Lost Deposits
  • Additional Expenses
  • Hospital Cash Allowance
  • Accidental Death
  • Permanent Disability
  • Loss of Travel Documents, Credit Cards and Travellers Cheques
  • Luggage and Personal Effects
  • Luggage and Personal Effects Delay Expenses
  • Travel Delay Expenses
  • Alternative Transport Expenses
  • Personal Liability
  • Rental Vehicle Excess /Return of Vehicle

When getting a quote you can view the benefits limit for each category of cover.

The Non Resident cover is detailed in the Product Disclosure Statement on pages 32 & 33.

Non Residents from New Zealand, Italy, The Netherlands, Norway, Sweden, Finland, Malta, The Republic of Ireland, the United Kingdom, Belgium and Slovenia have a reciprocal health agreement with Australia and as such this policy does not cover any event or occurrence which would constitute ‘health insurance business’. For clarification please call Aussietravelcover on +61 2 99798888

Need further assistance ?

Travel Insurance Services look forward to assisting you with all Aussietravelcover and CHI Travel Insurance products. You can save 25% on all our premiums whether you purchase from us online or over the phone.

If you have any additional queries you can ask us as part of receiving a detailed quote. You can also contact us on 1300 851 565.

*sub-limits apply. It is important to read carefully and understand the terms and conditions in either the Aussietravelcover Product Disclosure Statement or the CHI Travel Insurance Product Disclosure Statement before purchasing.