Annual Travel Insurance for Australians
Annual Travel Insurance may be beneficial if you travel regularly on holidays or business or to visit your friends and relatives? Have you a busy travelling schedule in the next twelve months? If you do then an Annual Multi-Journey policy makes perfect sense.
An Annual Multi-Journey policy is a twelve month policy that covers you for unlimited international and unlimited domestic trips. As long as your business trips are a maximum of 90 days and your leisure trips are a maximum of 45 days, your policy will cover you worldwide including domestic trips within Australia. If you have any single trip slightly longer than the 45 and 90 days then you can easily purchase an add-on policy for those extra days. The Annual Travel Insurance policy is available in three plans ranging from comprehensive Top Plus to a Basic cover which has reduced coverage in certain categories of cover. Please be careful to compare the benefits of both policies before purchasing your Annual Travel Insurance.
Quote Tip : To get an online quote for an Annual Travel Insurance policy you need to choose Worldwide as the destination as this will then display the annual policy options. Also for an annual quote to appear on the screen make sure your travel dates are no longer than 45 days duration. If you you prefer to be emailed a quote please click on the detailed quote button and complete the form and we will email you an annual quote with all your options and the relevant information you need.
Annual Travel Insurance – Unlimited International and Domestic Trips
Annual Multi-Journey policies gives you comprehensive cover. Some of the benefits for the Top Plus plan are listed below, but for a full summary of benefits of the annual policies available please either obtain an online or detailed quote or click on the relevant Aussietravelcover or CHI Product Disclosure Statements.
- Unlimited* cancellation cover
- Unlimited* overseas emergency assistance
- Unlimited* overseas emergency hospital expenses
- Rental Vehicle Excess of $8000 (Aussietravelcover) and $3,000 (CHI)
- $5 million personal liability
Please refer to the PDS for the benefits of the full range of Annual Multi Journey Policies that are available.
When you purchase a Single Annual Multi Journey policy you as the insured are covered wherever you travel on unlimited international or domestic journeys. Your dependant children under the age of 21 and not working full time are also covered whilst travelling with you on the identical itinerary. Age loadings may apply.
When you purchase a Family Annual Multi-Journey policy or family Basic Policy your spouse or legally recognised de facto can now travel with you or independently of you. Cover is also provided to your dependants when they are travelling with you or your spouse or legally recognised de facto. There is now no need to purchase two separate annual policies if each of you do a lot of individual travel. Age loadings may apply.
Additional options you might like to consider are:
- Removing the $150 excess where applicable. This can be particularly handy when you might incur a small claim, eg. a doctor's visit.
- Automatic cover is given under Luggage and Personal Effects cover to items up to $750 in value. Personal computers, video recorders or cameras are covered up to $4,000 (Aussietravelcover) and $3,000 (CHI), golf clubs up to $2,000 (Aussietravelcover) and mobile phones or items with phone capabilities up to $1,000. You may wish to insure any of your higher priced items by paying 4% of their value up to a maximum of $5000 (exclusions apply). Limits on Basic Cover plans may be reduced.