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Annual Multi-Journey Travel Insurance

Annual Multi-Journey Travel Insurance is designed for travellers who travel regularly. Whether you travel often or just have a few significant trips planned in a twelve month period, an Aussietravelcover annual multi-journey policy may be worth considering..

An Aussietravelcover annual multi-journey policy is a twelve month policy that provides coverage for as many trips as you like throughout the 12 month period on international and domestic trips. As long as each trip is no more than a maximum of 45 days duration your policy will provide coverage worldwide or domestically (as long as your destination is at least 200 kms from your home) for every trip undertaken during the 12 month period. You can purchase either single or family policies.

You can only get cover under the Multi – Journey plan if you meet all of the following:

  • You must hold a valid Australian Medicare card: or
  • You hold a temporary visa that includes a condition to maintain health insurance whilst in Australia and;
  • you are aged 74 years and under at the time you buy the policy;
  • you currently reside in Australia;
  • you buy this policy before you leave Australia;
  • you start and end your journey in Australia;
  • where you hold a temporary visitor visa, your visa remains valid beyond the period of your return to Australia.

 

Benefits Of An Annual Multi-Journey Policy

Once you purchase an annual multi-journey policy the average cost of insurance per trip reduces the more trips you take. You do not have to advise your travel details each time you travel. This flexibility is an important feature of the policy especially in the world we live in today.

A brief summary of the benefits of the Multi-Journey plan appears below:

 Aussietravelcover Multi-Journey Plan

  • Unlimited^ Emergency Overseas Medical Expenses
  • Unlimited^ Emergency Overseas Hospital Expenses
  • Unlimited^ Emergency Assistance
  • You have the ability to select from a range of Cancellation and Amendment expenses limits
  • $10,000* per insured for Luggage & Personal Effects on a single or duo plan or up to $16,000* combined on a family plan
  • Rental Vehicle Insurance Excess included with your chosen plan
  • $5 million for Personal Liability
  • Snow Cover option available to purchase if your trip included the listed winter activities^
  • Cruise Cover option available to purchase if your trip includes a cruise^
  • Optional Cover available to purchase for selected Motorcycle, Moped & Scooter activities^

This is a summary of benefits only. Terms, conditions, limits, sub-limits and exclusions apply. Cover for Covid-19 related claims is not included in annual multi-journey policies. To view all the benefits of the Multi journey plan please refer to the Product Disclosure Statement and the Target Market Determination.

 

Additional Cover Options You Can Choose

For an additional premium you can choose to buy additional cover options for the annual multi-journey policy.

You may choose to buy :

Cover For Existing Medical Conditions

Please carefully consider your medical history, the medical history of any other person listed on your certificate of insurance, as well as the health of your travelling companion and your close relatives. Not all Pre-Existing medical condition(s) are covered automatically, and some can’t be covered at all. Please refer to the Product Disclosure Statement and Target Market Determination.

If you want cover for a Pre-existing medical condition(s) where your condition(s) ;

You will need to complete a medical assessment for your condition(s) to see if the insurer can cover them. You can complete a medical assessment with your travel insurance quote. The process will be explained to you during the quote.

Need further assistance with travel insurance ?

Travel Insurance Services look forward to assisting you with the range of Aussietravelcover Travel Insurance products. You can get a quote by clicking either the red online quote button above or the blue detailed quote button above.

If you have any additional queries you can always ask us via our contact form, or call us on 1300 851 565.

It is important to read carefully and understand the terms and conditions of the Aussietravelcover Combined Financial Services Guide and Product Disclosure Statement and TMD before purchasing.
* Sub-limits apply to particular types of losses or claims. ^ Unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.
This benefit covers reasonable overseas medical and hospital costs as a result of an injury or sickness occurring which first shows itself during your journey dates as outlined on the certificate of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.
^ Listed activities not covered if this option is not selected.
 

 

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