International Travel Insurance

International travel can be a fantastic and rewarding experience but it may not always go according to plan. Purchasing an international travel insurance policy will go a long way to giving you peace of mind whilst travelling overseas. There are two Aussietravelcover International Travel Insurance plans to choose from each with varying levels of benefits in the categories of cover they offer. You can compare the benefits of both International plans by referring to the Product Disclosure Statement and Target Market Determination.

International Travel Insurance Plans

Aussietravelcover International Travel Insurance plans provide coverage for unlimited^ overseas emergency medical & hospital expenses and emergency assistance. The International travel insurance plans include categories of cover such as cancellation or amendment expenses, luggage and personal effects, travel delay, personal liability, rental vehicle insurance excess and more*.

Aussietravelcover offer a Top Plus International Plan and a Basic International Plan. It is important to carefully consider the differences between the plans to ensure that the plan you choose provides coverage for your travelling scenario. You should take into consideration the total cost of your trip when choosing your cancellation limit.

A brief summary of the benefits of each of the International plans are below :

	Top Plus International Plan	Basic International Plan
Emergency Overseas Medical Expenses	UNLIMITED*	UNLIMITED*
Emergency Overseas Hospital Expenses	UNLIMITED*	UNLIMITED*
Emergency Assistance	UNLIMITED*	UNLIMITED*
Cancellation or Amendment Expenses	Chosen Limit*	Chosen Limit*
Luggage & Personal Effects	$15,000* pp	$5,000* pp
Rental Vehicle Insurance Excess	$8,000*	$3,000*
Personal Liability	$5 million	$1 million
Snow Cover	Optional Cover	Optional Cover
Cruise Cover	Optional Cover	Optional Cover
Motorcycle, Mopeds and Scooter Cover	Optional Cover	Optional Cover

This is a summary of benefits only. Terms, conditions, limits, sub-limits and exclusions apply. To view all the benefits of both International plans, please refer to the Product Disclosure Statement. and Target Market Determination.

Covid-19 Cover – What is included

IMPORTANT : You must purchase the Top International or Domestic policy in order to be covered for any Covid-19 benefits.

Cover under this policy includes claims arising from Covid-19 only in the limited circumstances set out in the Product Disclosure Statement. and Target Market Determination. You can also find answers to frequently asked questions about Covid-19 cover by clicking on the Aussietravelcover FAQS.

Destinations

If travelling to more than one overseas destination:

All the countries that you are travelling to must be listed on the certificate of insurance so when getting a quote you must choose each country that you are visiting. This includes ports of call when cruising.

Additional Cover Options You Can Choose

For an additional premium you can choose to buy additional cover options for both the Top Plus International and Basic International policies.

You may choose to buy :

Snow Pack to cover for winter sports activities. Please refer to the Product Disclosure Statement.
Cruise Pack to cover for cruising overseas or in Australian waters. Please refer to the Product Disclosure Statement.
Motorcycle, moped and scooter pack to participate in motorcycle, moped or scooter activities overseas as a driver or a passenger. Please refer to the Product Disclosure Statement.

Cover For Existing Medical Conditions

Please carefully consider your medical history, the medical history of any other person listed on your certificate of insurance, as well as the health of your travelling companion and your close relatives. Not all Pre-Existing medical condition(s) are covered automatically, and some can’t be covered at all. Please carefully read the Product Disclosure Statement and Target Market Determination.

If you want cover for a Pre-existing medical condition(s) where your condition(s);

does not meet the criteria in the Product Disclosure Statement ; or
are not listed in the table set out in the Product Disclosure Statement ‘

you will need to complete a medical assessment for your condition(s) to see if the insurer can cover them. You can complete a medical assessment with your travel insurance quote. The process will be explained to you during the quote.

Need further assistance with travel insurance ?

Travel Insurance Services look forward to assisting you with the range of Aussietravelcover Travel Insurance products. You can get a quote by clicking either the red online quote button above or the blue detailed quote button above.

If you have any additional queries you can always ask us via our contact form, or call us on 1300 851 565.

It is important to read carefully and understand the terms and conditions of the Aussietravelcover Combined Financial Services Guide and Product Disclosure Statement and TMD before purchasing.

* Sub-limits apply to particular types of losses or claims. ^ Unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sub-limits and exclusions that apply to this benefit.

This benefit covers reasonable overseas medical and hospital costs as a result of an injury or sickness occurring which first shows itself during your journey dates as outlined on the certificate of insurance. Benefits may be paid up to 12 months from the time you received treatment for the injury or illness, but only for reasonable expenses incurred during that time. Medical treatments must be provided by a legally qualified medical practitioner. You must notify us as soon as practicable of your admittance to hospital.

^ Listed activities not covered if this option is not selected.

1300 851 565

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International Travel Insurance