Domestic Travel Insurance for Travel Within Australia
“Why would I purchase it?” is what many people say. The temptation is not to take out travel insurance when travelling within Australia. However there are three key reasons why you might like to consider Domestic travel insurance: They are cancellation cover, luggage and personal effects cover and rental vehicle insurance excess cover. There are two plan options available for the domestic policy.
(Note that domestic trips are covered in a annual multi-journey plan. If you travel often domestically, internationally or both, it may be worth viewing our Annual Multi Trip page)
By purchasing Australian domestic travel insurance you are covered for cancellation fees and lost deposits if you cancel your journey for unforeseen or unexpected reasons. Sure a cheap airfare in Australia does not set you back much these days, but a ski holiday, a honeymoon on the islands or a train journey across the Australian continent does. Believe us, we have seen many cancellations due to unfortunate circumstances in the days leading up to the planned departure date.
Luggage and Personal Effects
We would all like to think that luggage or personal belongings do not get stolen or go missing in Australia, but the simple fact is – it happens all too regularly. Purchasing domestic travel insurance may help you if your luggage or personal possessions go missing or get stolen.
Rental Vehicle Excess Cover – This is the big one!
Included in the Domestic policies is a level of rental vehicle excess cover. When you pick up a hire car in Australia, you may be asked by the car hire company to pay an extra daily premium to reduce the excess. But a Domestic travel insurance policy can be used to cover the rental car excess instead. If the ‘rental vehicle insurance excess’ limit on your travel insurance policy is high enough, you do not have to pay the extra daily premium to the rental company. There is $4000 or $2,000 rental vehicle excess cover included depending on which plan you choose.
Getting a Quote: You can Get A Quote from us which will be emailed to you by one of our consultants. It will ensure you have all the correct information, a printable plan comparison summary, the latest PDS, and will give you the opportunity to ask us any questions.
Even though there is no medical coverage whilst travelling on a Domestic plan, it is still important to consider covering your pre-existing medical conditions if you want cancellation coverage for reasons related to your conditions.
Pre-Existing Medical Conditions
This is a very important aspect to consider when purchasing your travel insurance: your pre-existing medical conditions may not be covered automatically. If required, you are able to apply for coverage for your pre-existing medical conditions on all comprehensive Travel Insurance plans. Please contact us for a quote that will include more information about the automatically covered conditions and the medical assessment procedure.
Need further assistance?
Travel Insurance Services look forward to assisting you with a range of Travel Insurance products. You can save 25% on all the premiums whether you buy them from online via purchasing links or by contacting us over the phone.