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We will email you a quote with a copy of the combined FSG and PDS booklet which contains information about the insurance including limits and exclusions of the policy, the insurer, Tokio Marine, how we are remunerated and our dispute resolution procedures. The PDS also explains how personal information that you share about yourself or others is collected, disclosed and used. Tokio Marine and Aussietravelcover Privacy policy is available on their respective website.

You must answer our questions honestly, accurately and to the best of your knowledge. A misrepresentation includes a statement that is false, partially false, or which does not fairly reflect the truth. It is not misrepresentation if you do not answer a question or if your answer is obviously incomplete or irrelevant to the question asked.

This duty applies to everyone who will be insured under the policy. If you are answering questions on behalf of anyone, we will treat your answers or representations as theirs.

The duty continues until we agree to insure you.

Whether or not you have taken reasonable care not to make a misrepresentation is to be determined by considering all relevant circumstances, including the type of insurance, your particular characteristics and any other circumstances we are aware of.

If anything is not clear you can ask for assistance.

If you do not meet the duty, we may reject or not fully pay your claim and/or cancel your policy. If the misrepresentation was deliberate or reckless, this is an act of fraud, and We may also treat Your policy as if it never existed.

By completing the form below you understand your duty & are happy to continue today?